A Business Owner’s Guide to Equipment Finance

Get the equipment you need to win more jobs – even if your bank has said no.

  • Free PDF Guide

  • Low-Doc & Full-Doc Checklist

  • Insider Tips to Avoid Declines

Elite Finance

“From Declined to Approved — How I Help Business Owners Finance Their Next Machine”

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Why Business Owners Choose Rafael Protacio

  • 10+ years experience | 1,000+ clients financed

  • No generic advice — custom strategy for each deal

  • Access to 80+ lenders (not just banks)

  • Focused on scaling your business, not just lending

TESTIMONIALS

What others are saying

"I didn’t have to worry about a thing"

Elite Finance made the entire process smooth and easy. Rafael and his team secured a loan for me at rates well below the market average, which was impressive. One of the standout aspects of working with Elite Finance was their professionalism and attention to detail. I didn’t have to worry about a thing—they handled everything efficiently. Reliable financial partner, I recommend giving them a try. They’ve earned my trust, and I’ll definitely be using their services again in the future.

- Terrence Elie

"I got a better interest rate and better advice"

Raf helped me on two fronts, one with and overdraft and the other with car finance. I barely had to lift a finger, the process was so easy and completed before I knew it, I had to pinch myself. Don't spend countless hours on the phone to banks or dealerships, I got a better interest rate and better advice through Elite Finance than direct with the dealership. Less

- Al Dar

"You've always had our best interest..."

Raf and his team have been very helpful for my business in the last 8 years, His team and himself have helped us acquire asset finance at a fast and responsive rate. We are very pleased with your exceptional service and can't wait to keep doing more future business together. Thank you so much for your hard work and your professionalism! You've always had our best interest and was very prompt in obtaining finance for us. Highly recommend!

- SMEE ROBES PTY LTD

What You’ll Learn in the Free Guide

How to qualify without full documentation

What lenders really look for (and what they ignore)

How to avoid common mistakes that ruin your credit

The 3-step process Raf uses to get fast pre-approvals

What you need to prepare for up to $500K funding

Contact Details

raf@elitefinance.com.au

+61 483 962 430

Level 4, 301 Hampshire Road,

Sunshine, VIC, 3020

Accreditation

AFCA 76068

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